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Tips for Safe Internet Banking
The Internet offers the potential for safe, convenient new ways to shop for financial services and conduct banking business, any day, any time. However, safe banking online involves making good choices that will help you avoid costly surprises or even scams.
Confirm online bank is legitimate
When are selecting a traditional bank or an online bank that has no physical offices make sure that it is legitimate and that your deposits are federally insured.
Read key information
Most bank Web sites have an "About Us" section or something similar that describes the institution. You may find a brief history of the bank, the official name and address of the bank's headquarters, and information about its insurance coverage from the FDIC.
Protect yourself from fraudulent Web sites
Watch out for copycat Web sites that deliberately use a name or Web address very similar to a real financial institution.
Verify the bank's insurance status
To verify a bank's insurance status, look for the familiar FDIC logo or the words "Member FDIC" or "FDIC Insured" on the Web site.
Protect Your Privacy
Banks are required to give you a copy of their privacy policy once you become their customer, regardless of whether you are conducting business online or offline. You may also see a copy of it posted at the bank's Web site. Reviewing this policy to learn what information the bank keeps about you, and what information, if any, it shares with other companies.
Keep Transactions Secure
The Internet is a public network. Therefore, it is important to learn how to safeguard your banking information, credit card numbers, Social Security Number and other personal data.
Take advantage of security features:
Encryption is the process of scrambling private information to prevent unauthorized access. To show that your transmission is encrypted, some browsers display a small icon on your screen that looks like a "lock" or a "key" whenever you conduct secure transactions online. Avoid sending sensitive information, such as account numbers, through unsecured e-mail.
Passwords or personal identification numbers (PINs) should be used when accessing an account online. Your password should be unique to you and you should change it regularly. Do not use birthdates or other numbers or words that may be easy for others to guess. Always carefully control to whom you give your password.
General security over your personal computer such as virus protection and physical access controls should be used and updated regularly. Contact your hardware and software suppliers or Internet service provider to ensure you have the latest in security updates.
Never give out your credit card or debit card number the number unless you initiated the transaction.
Remember nonfinancial Web sites that are linked to your bank's site are not FDIC-insured.
Source: Federal Deposit Insurance Corporation
Have fun
An Excuse to Celebrate
World Television Day
Okay, so this is technically a European holiday, but we Americans love TV too. Watch the tube as much as you want today in celebration. TV listings and more »
Best of Dayton
You Decide What's the Best
Best Barbecue Restaurant [poll]
Here's where you get to tell the world what you think. Every week you get to vote on the best that the Dayton area has to offer in entertainment, restaurants, recreation & and a few other bizarro categories.
Voting in this category ends on Nov. 24.
We have REVISED our official rules »
Colleges
Find Local College Events
University of Dayton
- Fourth annual Citizens of the World Exhibition at ArtStreet
- Friday Film Series at ArtStreet
- The Dan Rivers Acoustic Open Mic Show at Bargos Grill
Sinclair Community College
- The Elderly Brothers at J-Alans
- The Sailing, Russian Tombstones and The Audible Influence at Canal Street
- WROU 'Old Skool' dance party at Gilly's
Wright State University
Things to Do
Find Local Events
Check out the hottest fashions at Ebony Fashion Fair [things to do]
International fashion flair will rock Dayton a week earlier than usual. The Ebony Fashion Fair, a longtime day-after-Thanksgiving tradition, catwalks into the Dayton Convention Center on Friday, Nov. 21. Tickets are $25 to $30. The traveling fashion show is expected to raise $10,000 to $12,000 for National Council of Negro Women programs. More »
What's happening this week
- Mothergrove at Peach's Grill
- Dayton Philharmonic Orchestra with Violinist Vadim Gluzman at Schuster Performing
- Auntie Mame at Dayton Playhouse
- The Cover of Life at the Dayton
- Third Friday Fling in Yellow Springs
- 103.9 The X and Live Nation Present Staind, Seether and Papa Roach in Concert at Hara Arena
- Party Crashers at BW3s in Englewood for the OSU-Michigan game
Search Events
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What's happening this week
- Mothergrove at Peach's Grill
- Dayton Philharmonic Orchestra with Violinist Vadim Gluzman at Schuster Performing
- Auntie Mame at Dayton Playhouse
- The Cover of Life at the Dayton
- Third Friday Fling in Yellow Springs
- 103.9 The X and Live Nation Present Staind, Seether and Papa Roach in Concert at Hara Arena
- Party Crashers at BW3s in Englewood for the OSU-Michigan game
Movies
Movies & Showtimes
'Twilight'[movies]
If Buffy the Vamipre Slayer has taught us nothing else, it's that teens, vampires and love affairs make for good entertainment. In "Twilight" new girl Bella is swept up in a passionate and dangerous romance with Edward, a mysterious teen vampire. More »
Find Showtimes
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New Movies in Theaters
Restaurants
Find Restaurants
Random Top-Rated Restaurants
Click restaurants to add your rating/review.
Food & More
Local Dining
Amelia's Bistro, Bellbrook, restaurant review [review]
Call it comfort food, gourmet style. From crab raviolis with vanilla lobster sauce, to a hand-cut and brined pork chop served with a fig jam, to a simply "Big-Ass Cake" that's a chocolate lover's dream, Amelia's has the potential to become a destination restaurant — worth the drive to Bellbrook. More »
Random Top-Rated Restaurants
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