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Identity Theft Guide
Tips To Prevent Identity Theft
Social Security numbers are prime targets because they are the key to bank and credit card accounts, as well as insurance and health benefits. Therefore, these numbers should only be released when absolutely necessary or required by law.
Do not throw out credit card statements, bills, insurance papers, or bank statements where a criminal could retrieve them from the trash. If you must throw them out, first shred or burn them.
Be wary of giving out personal or financial information over the phone to anyone who calls you to solicit a purchase or donation. If you are interested in the offer, contact the business or charity yourself and check first with the Better Business Bureau or the Attorney General's Office to verify legitimacy.
Be aware of anyone calling to confirm personal or financial information. Often times, these are criminals trying to obtain information under the guise of confirmation.
Carefully review your credit card and bank statements each month for unauthorized purchases.
A recent amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months.
Free reports are being phased in during a nine-month period, rolling from states in the West to the states in the East. Beginning September 1, 2005, free reports will be accessible to all Americans, regardless of where they live.
Consumers in the Midwestern states B Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin B can order their free reports beginning March 1, 2005.
To order your free annual report from one or all the national consumer reporting companies, visit www.annualcreditreport.com, call toll-free 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is at the back of this brochure; or you can print it from www.ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They provide free annual credit reports only through www.annualcreditreport.com, 877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
Have fun
An Excuse to Celebrate
World Television Day
Okay, so this is technically a European holiday, but we Americans love TV too. Watch the tube as much as you want today in celebration. TV listings and more »
Best of Dayton
You Decide What's the Best
Best Barbecue Restaurant [poll]
Here's where you get to tell the world what you think. Every week you get to vote on the best that the Dayton area has to offer in entertainment, restaurants, recreation & and a few other bizarro categories.
Voting in this category ends on Nov. 24.
We have REVISED our official rules »
Colleges
Find Local College Events
University of Dayton
- Fourth annual Citizens of the World Exhibition at ArtStreet
- Friday Film Series at ArtStreet
- The Dan Rivers Acoustic Open Mic Show at Bargos Grill
Sinclair Community College
- The Elderly Brothers at J-Alans
- The Sailing, Russian Tombstones and The Audible Influence at Canal Street
- WROU 'Old Skool' dance party at Gilly's
Wright State University
Things to Do
Find Local Events
Check out the hottest fashions at Ebony Fashion Fair [things to do]
International fashion flair will rock Dayton a week earlier than usual. The Ebony Fashion Fair, a longtime day-after-Thanksgiving tradition, catwalks into the Dayton Convention Center on Friday, Nov. 21. Tickets are $25 to $30. The traveling fashion show is expected to raise $10,000 to $12,000 for National Council of Negro Women programs. More »
What's happening this week
- Mothergrove at Peach's Grill
- Dayton Philharmonic Orchestra with Violinist Vadim Gluzman at Schuster Performing
- Auntie Mame at Dayton Playhouse
- The Cover of Life at the Dayton
- Third Friday Fling in Yellow Springs
- 103.9 The X and Live Nation Present Staind, Seether and Papa Roach in Concert at Hara Arena
- Party Crashers at BW3s in Englewood for the OSU-Michigan game
Search Events
Find Local Events
What's happening this week
- Mothergrove at Peach's Grill
- Dayton Philharmonic Orchestra with Violinist Vadim Gluzman at Schuster Performing
- Auntie Mame at Dayton Playhouse
- The Cover of Life at the Dayton
- Third Friday Fling in Yellow Springs
- 103.9 The X and Live Nation Present Staind, Seether and Papa Roach in Concert at Hara Arena
- Party Crashers at BW3s in Englewood for the OSU-Michigan game
Movies
Movies & Showtimes
'Twilight'[movies]
If Buffy the Vamipre Slayer has taught us nothing else, it's that teens, vampires and love affairs make for good entertainment. In "Twilight" new girl Bella is swept up in a passionate and dangerous romance with Edward, a mysterious teen vampire. More »
Find Showtimes
Find Movie Times
New Movies in Theaters
Restaurants
Find Restaurants
Random Top-Rated Restaurants
Click restaurants to add your rating/review.
Food & More
Local Dining
Amelia's Bistro, Bellbrook, restaurant review [review]
Call it comfort food, gourmet style. From crab raviolis with vanilla lobster sauce, to a hand-cut and brined pork chop served with a fig jam, to a simply "Big-Ass Cake" that's a chocolate lover's dream, Amelia's has the potential to become a destination restaurant — worth the drive to Bellbrook. More »
Random Top-Rated Restaurants
Click restaurants to add your rating/review.
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