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Identity Theft Guide

Your Wallet: A Loser's Manual

If your purse or wallet is lost or stolen:

Immediately file a police report and send copies of the report to your bank, credit card companies, and insurance company.

Cancel credit card and bank accounts and have new accounts opened with a new number.

Report lost or stolen credit cards to the three national credit reporting agencies in writing. (Trans Union, Experian, and Equifax.)

Establish a written record with the credit reporting agencies of the theft or loss of your cards.

You may add a "victim statement" to your records explaining the circumstances under which your cards were lost or stolen, which may protect your credit if fraudulent charges are made on your accounts.

You may also ask to be contacted before any new credit is granted in your name.

Preventive Measures

If you're going on vacation take a list of the toll-free telephone numbers for your banking and credit card companies � not your card numbers
Cancel any credit cards you don't really need or use.
Never give out personal information (such as your Social Security number, credit card numbers or your address) over the telephone unless you initiate the call, and it's to a well-known and trusted outfit
Don't just toss away those credit card applications you receive in the mail and don't intend to apply for; Shred them as best you can
If you don't want to receive unsolicited credit card applications in the mail, by law you can demand that your name be removed from the marketing lists that credit bureaus sell to credit grantors looking for new customers. To "opt out" of these mailings, call any one of the following credit bureaus at these toll-free numbers specifically established for this purpose: Equifax at (800) 556-4711, Experian at (800) 353-0809, or Trans Union at either (800) 241-2858 or (800) 680-7293.
Review your credit card bills and your checking account statements as soon as they arrive, to ensure that no fraudulent activity is taking place
Make sure you get a statement from your creditors every month. If no statement arrives, that could be a sign that someo ne has changed your billing address for fraudulent purposes.
Don't take out your wallet until you actually need it
Don't forget your wallet before leaving a restaurant, store or any public place
Never put your wallet down alongside a cash register, in a phone booth or even on top of your car
Never set down your wallet unless your hand is attached to it.

Have fun

An Excuse to Celebrate

National Hunger Awareness Month

November is Hunger Awareness Month. Ways to curb hunger in America: 1. Volunteer your time or money to charities that feed the hungry. 2. Eat some good food so that you are no longer hungry. We can help you do both!
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»Local volunteer opportunities

Best of Dayton

You Decide What's the Best

Best Barbecue Restaurant [poll]

Here's where you get to tell the world what you think. Every week you get to vote on the best that the Dayton area has to offer in entertainment, restaurants, recreation & and a few other bizarro categories.

Voting in this category ends on Nov. 24.

We have REVISED our official rules »

Which barbeque restaurant is the Best of Dayton? ( surveys)

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Things to Do

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Kenny G and ice, what could be better? [things to do]

What would Brian Boitano do? If he lived in the Miami Valley, he'd check out "Skate for the Heart" featuring saxophonist Kenny G. and Olympic and World Champion figure skaters at 7:30 p.m. tonight, Nov. 19, at the Nutter Center. Boitano won't be there, unfortunately, but here's who will: Ekaterina Gordeeva, Irina Slutskaya, Viktor Petrenko, Jeffrey Buttle, US Pairs Champions Rockne Brubaker and Keauna McLaughlin, Shae-Lynn Bourne, Caryn Kadavy, Jozef Sabovcik and Steven Cousins. Tickets are $42 to $100. More »

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Movies

Movies & Showtimes

'Quantum of Solace'[movies]

Men have curious ways of getting over a romantic betrayal. Some try avoidance. Some go on the rebound. James Bond's method, as seen in "Quantum of Solace," involves shooting, ducking, running, bleeding, locking dudes in car trunks and the massive destruction of parts of Italy and Bolivia. Obviously Daniel Craig is back as the shoot first, drink cocktails later version of 007 in the follow-up to 2006's "Casino Royale". More »

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Food & More

Local Dining

Amelia's Bistro, Bellbrook, restaurant review [review]

Call it comfort food, gourmet style. From crab raviolis with vanilla lobster sauce, to a hand-cut and brined pork chop served with a fig jam, to a simply "Big-Ass Cake" that's a chocolate lover's dream, Amelia's has the potential to become a destination restaurant — worth the drive to Bellbrook. More »

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